USDA Loans

When you need someone who knows and understands USDA home loans, look no further. With its unique zero-down financing and property eligibility requirements, for a smooth and hassle-free process you need a partner who can help you look your best and meet your COE dates – we’re here to support you!

USDA Rural Housing

  • Program Overview
  • Minimum 620 FICO
  • 102% LTV of appraised value with no MI
  • No cash reserve requirement
  • No down payment required
  • Closing costs may be financed if appraised value is higher than sales price
  • Up front Guarantee Fee may be financed into the loan
  • USDA Income and Property Eligibility Site