First Time Homebuyer Education A home is more than a place to live – it is the cornerstone of a community’s economic, environmental, and social well-being. Help your borrowers achieve a lifetime of sustainable home ownership with home buyer education: eHomeAmerica eHomeAmerica (CalHFA Discount) Fannie Mae Framework Freddie Mac CreditSmart HUD Approved Housing Counseling Agencies HUD Approved Housing Counselor List on CFPB Website Neighborworks America HomeOwnership Directory