Check Out Our Latest Loan Programs!

GSFA Open Doors Down Payment Assistance

  • Up to 6.5% of the first mortgage loan amount in the form of a 2% deferred 2nd lien (0% interest) & up to 4.5% as an optional gift
  • Not limited to first time homebuyers
  • FHA 1st mortgage loans only
  • 620 minimum FICO score
  • For the purchase of primary residences in CA
  • See full guidelines here

CHFA Colorado Down Payment Assistance

  • CHFA Preferred, CHFA Preferred Plus, CHFA SmartStep Plus, CHAC FirstStep Plus
  • Up to 3% in down payment assistance in the form of grants or 4% in 2nd mortgage loans
  • 3% grant option is forgiven immediately
  • 4% 2nd mortgage option at 0% interest
  • FHA & Conventional options
  • See full guidelines here

TDHCA Texas Down Payment Assistance (FHA, Conventional, USDA, VA)

  • Up to 5% DPA based on 1st Mortgage Program and Amount
  • Zero Interest Rate
  • Payments deferred for life of the 1st mortgage
  • May be combined with other approved DPA
  • 30-year fixed interest rate mortgage
  • LTV – based on FHA, VA, USDA,or Conventional (FNMA HFA Preferred) guidelines
  • 620 Minimum Fico Score
  • Home Buyer Education required (Free homebuyer education when using Texas Homebuyer U)
  • Rates determined by TDHCA
  • Repeat and First Time Homebuyers allowed
  • See full guidelines here

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